Bill Lavender Credit
Restoration Services

"If your credit scores are on the floor,

Call Dr. Credit and watch them soar!"

☎  352-208-5922

Serving YOU

from our Tampa Bay Offices

There is a Difference in Credit Restoration Companies






Over 30 years in the financial and credit services businesses. Our focus is much like a doctor: accurate diagnosis of the entire credit profile with a specific treatment plan for each individual. Not a cookie cutter or “one size fits all” for everybody. We are NOT a credit repair shop – "CREDIT REPAIR" DOES NOT WORK. We do not send out a lot of disputes to the credit bureaus and hope something sticks! It does not work. Did you know that if the word “dispute” appears on your credit report, most lenders will deny the loan application based on new FHA, USDA, and VA rules regarding disputed accounts? We use our experience to create a plan of action that works for your benefit! Our years of experience tells us what usually works, and what does not.

Proven Results:



Our unique approach of personalized service has achieved a high percentage of success stories and satisfied customers. Our reputation has been built one customer at a time.  People who were looking for reliable answers to their credit and financial problems have turned to Bill Lavender and his staff at Credit Restoration Services for help through the years, because they get a man of experience with honest answers, not a sales pitch. We have gained a stable reputation for providing solutions, which is why area professionals – home builders, attorneys, Realtors, mortgage companies, banks – turn to us to assist with their customers’ credit improvement needs.


We are large enough to serve you, and small enough to make it personal.




Our prices are among the most affordable in the nation. We work on a flat fee basis, which will provide long term savings.



Bill Lavender understands the major components of credit score formulas. This gives us an advantage over the competition, because knowledge is power. Knowing the inner workings of the formulas aids us in helping you raise your scores. We have seen improvements of up to 200 points or more in 60 days.


Bill Lavender Credit Restoration Services is a member of the National Association of Certified Credit Counselors

Because of the complexities involved with certain credit issues we maintain affiliations with several attorneys who specialize in asset protection, short sales, foreclosure, bankruptcy, and family law. Should you need specialized legal assistance, help is on the way.


Bill Lavender is also a Featured Guest on the Jamie Meloni Real Estate Show, Mondays at noon - Tampa Radio WHNZ 1250 AM; live streamed internet on Real Estate Radio Network.


© 2011-2018 Bill Lavender Credit Restoration Services.   •   710 Oakfield Drive, Suite 135, USF Credit Union Building, Brandon, FL 33511  • 

All Rights Reserved.   •  (352) 208-5922